Chris Wyatt
Co-Founder & Interim CEO, Finexio | Payments and Fintech Operator | Author on Agentic Payments
linkedin.com/in/wyattchrischriswyatt.devAnn Arbor, Michigan
Summary
Chris Wyatt is Co-Founder and Interim CEO of Finexio. He co-founded the company in 2018 and scaled it from pre-revenue to $20M ARR and $12B+ in annual payment volume on $75M raised from JPMorgan and other institutional investors. Before Finexio he was General Manager of a $400M P&L and a 350-person organization at Change Healthcare, the largest US healthcare clearinghouse, where he built an $8B virtual card operation on $160B of annual volume and drove $80M of net-new revenue in 18 months. Earlier in his career he helped build American Imaging Management to a $300M acquisition by WellPoint. He is the author of three books on agentic payments and participated in the Federal Reserve Remittance Coalition from 2013 to 2017.
Core Competencies
P&L leadershipB2B & healthcare paymentsPayment orchestrationM&A and exit executionGo-to-marketRegulated payment platformsAccounts payable automationTeam building
Experience
Finexio
Co-Founder, Interim CEO & Board Member
- Named Interim CEO by the board to take the company forward. Hold the CEO board seat and lead the company day to day.
- Co-founded a B2B payments network and scaled from pre-revenue to $20M ARR and $12B+ in annual payment volume on a multi-bank orchestration platform, backed by $75M raised from JPMorgan and other institutional investors.
- Recruited the founding team and executive bench, and set product, partnership, and go-to-market strategy through hyper-growth.
- Built a deterministic schema that converts unstructured supplier data into enforceable B2B payment logic across regulated environments. More than 90% of roughly 15 million payments a year settle with zero human touch.
Parasail Health
Chief Commercial Officer & Co-Founder
- Built patient financing products that let patients pay medical bills over time, so hospitals collected sooner and wrote off less.
- Designed the non-recourse financing architecture that PayZen later adopted, accelerating provider cash flow and reducing default risk.
- Finalist, Accenture HealthTech Innovation Challenge. Healthbox Studio selection (2017).
- Acquired by PayZen in 2019. Began co-founding Finexio in 2018 as Parasail wound down toward that acquisition, which is why the two date ranges overlap.
Change Healthcare
General Manager, B2B & Patient Payments
- Owned a $400M P&L and led a 350-person organization across B2B and Patient Payments at the largest US healthcare clearinghouse.
- Built an $8B virtual card operation from a legacy print-and-mail remittance business, on $160B in annual payment volume.
- Drove $80M of net-new revenue in 18 months.
- Normalized unstructured claims data into deterministic schemas to drive automated adjudication at national scale under HIPAA.
UnitedHealth Group
Senior Director, Network Optimization & Pricing Strategy
- Consolidated provider networks across a 45-million-member risk pool after rapid growth through acquisition.
- Designed optimized networks using overlap analysis to maximize coverage and reduce network cost.
- Built premium pricing models to reverse-engineer competitor pricing, driving a 30% increase in deal closure rate.
American Imaging Management (AIM)
Head of Patient Safety, Utilization Management & Business Intelligence
- Joined the radiology benefit-management business pre-acquisition and was there through WellPoint's $300M acquisition in 2007.
- Led a national patient safety initiative that reduced unnecessary diagnostic imaging and lowered population exposure to ionizing radiation.
- Ran the embedded business intelligence team and deployed a platform that replaced fax and phone-based pre-authorization intake, improving SLA compliance by 90%.
- Removed $150M+ in cumulative administrative overhead across the tenure through automation and structured data models.
Authority
- Federal Reserve Remittance Coalition participant (2013 to 2017)
Author of three books on agentic payments (2024 to 2026).
Education
- Master of Health Services Administration (MHSA), University of Michigan
- BS, Business Administration, Michigan State University