Chris Wyatt
Payments & Software Executive · Operator & Founder · Healthcare & B2B Fintech
linkedin.com/in/wyattchrischriswyatt.devAnn Arbor, Michigan · open to relocation
Summary
Operator and founder who turns regulated, high-friction payment flows into scalable, automated businesses. As General Manager at Change Healthcare, led a 350-person organization and a $400M P&L across B2B and Patient Payments, building an $8B virtual card operation on $160B in annual volume and driving $80M of net-new revenue in 18 months. Co-founded Finexio and scaled it from pre-revenue to $20M ARR and $12B+ in annual payment volume, backed by $75M raised from JPMorgan and other institutional investors. Federal Reserve and NACHA contributor, author of three books on the future of payments.
Builder and operator targeting President, COO, or General Manager roles, and CEO of a company where domain, building from zero, and commercial outcomes decide the seat.
Core Competencies
P&L leadershipB2B & healthcare paymentsPayment orchestrationM&A and exit executionGo-to-marketRegulated platforms (HIPAA, NACHA, Fed)Accounts payable automationTeam building
Experience
Finexio
Co-Founder, Chief Operating Officer & Board Member
- Co-founded a B2B payments network and scaled from pre-revenue to $20M ARR and $12B+ in annual payment volume on a multi-bank orchestration platform.
- Backed by $75M raised from JPMorgan and other institutional investors.
- Recruited the founding team and executive bench, and set product, partnership, and go-to-market strategy through hyper-growth.
- Built a deterministic schema that converts unstructured supplier data into enforceable B2B payment logic, settling roughly 15 million payments a year, about $800 on average, without proportional headcount growth.
Parasail Health
Chief Commercial Officer & Co-Founder
- Architected and scaled patient finance infrastructure to bridge structural liquidity gaps in the healthcare revenue cycle.
- Operationalized financial products that restructured how patient liability was originated and managed, accelerating provider cash flow and reducing default risk.
- Framework earned recognition from Healthbox Studio and the Accenture HealthTech Innovation Challenge.
- Platform acquired by PayZen in 2019. Chris had begun co-founding Finexio in 2018 and holds a PayZen strategic-advisor seat to this day.
Change Healthcare
General Manager, B2B & Patient Payments
- General Manager and full owner of a $400M P&L and a 350-person organization across B2B and Patient Payments at the largest US healthcare clearinghouse.
- Built an $8B virtual card operation from a legacy print-and-mail remittance business, on $160B in annual payment volume.
- Drove $80M of net-new revenue in 18 months.
- Normalized highly variable claims data into deterministic schemas to drive automated adjudication at national scale under HIPAA.
UnitedHealth Group
Senior Director, Network Optimization & Pricing Strategy
- Consolidated provider networks across a 45-million-member risk pool after rapid growth through acquisition.
- Designed optimized networks using overlap analysis to maximize coverage and reduce network cost.
- Built premium pricing models to reverse-engineer competitor pricing, driving a 30% increase in deal closure rate.
American Imaging Management (AIM)
Head of Patient Safety, Utilization Management & Business Intelligence
- Joined the radiology benefit-management business pre-acquisition and was there through WellPoint's $300M acquisition in 2007.
- Led a national patient safety initiative that reduced unnecessary diagnostic imaging, measurably lowering population exposure to ionizing radiation.
- Ran the embedded business intelligence team and deployed a platform that replaced fax and phone-based pre-authorization intake, improving SLA compliance by 90%.
- Stripped $150M+ in administrative overhead through automation and structured data models.
Authority
- Contributor, Federal Reserve Board Payment System Policy Advisory Committee (healthcare remittances)
- Contributor, NACHA Healthcare Payments Advisory Group
- Contributor, HIMSS working groups on healthcare data interoperability and payment standards
Author of three books on payments and AI (2024 to 2026).
Education
- Master of Health Services Administration (MHSA), University of Michigan
- BS, Business Administration, Michigan State University