Chris Wyatt

Co-Founder & CEO, Board Member, Finexio | Payments and Fintech Operator

linkedin.com/in/wyattchrischriswyatt.devAnn Arbor, Michigan

Summary

Co-Founder and CEO of Finexio. Scaled the company from pre-revenue in 2018 to $20M ARR and $12B+ in annual payment volume on $75M raised from JPMorgan and other institutional investors. Previously General Manager of a $400M P&L and a 350-person organization at Change Healthcare, the largest US healthcare clearinghouse. Built an $8B virtual card operation on $160B of annual volume and drove $80M of net-new revenue in 18 months. Earlier, an operator through WellPoint's $300M acquisition of American Imaging Management in 2007.

$400M
P&L Led
Change Healthcare
350
Person Org
B2B & Patient Payments
$160B
Annual Volume
Change Healthcare
$12B+
Annual Volume
Finexio
$75M
Raised
JPMorgan + institutional

Experience

Finexio

Co-Founder & CEO, Board Member

2018 to Present
  • Scaled a B2B payments network from pre-revenue to $20M ARR and $12B+ in annual payment volume. More than 90% of roughly 15 million payments a year settle with no human in the loop. Backed by $75M raised from JPMorgan and other institutional investors.
  • Named Interim CEO by the board. Hold the CEO board seat and lead the company day to day.
  • Recruited the founding team and executive bench, and set product, partnership, and go-to-market strategy through hyper-growth.

Parasail Health

Chief Commercial Officer & Co-Founder

2017 to 2019
  • Chief Commercial Officer for patient finance products that let patients pay medical bills over time. Acquired by PayZen in 2019. Finexio was co-founded in 2018 as Parasail wound down toward that acquisition.

Change Healthcare

General Manager, B2B & Patient Payments

2014 to 2017
  • Owned a $400M P&L and led a 350-person organization across B2B and Patient Payments at the largest US healthcare clearinghouse.
  • Built an $8B virtual card operation from a legacy print-and-mail remittance business, on $160B in annual payment volume.
  • Drove $80M of net-new revenue in 18 months.
  • Normalized unstructured claims data to drive automated adjudication at national scale under HIPAA.

UnitedHealth Group

Senior Director, Network Optimization & Pricing Strategy

2012 to 2014
  • Consolidated provider networks across a 45-million-member risk pool after rapid growth through acquisition.
  • Designed optimized networks using overlap analysis to maximize coverage and reduce network cost.
  • Built premium pricing models to reverse-engineer competitor pricing, driving a 30% increase in deal closure rate.

American Imaging Management (AIM)

Head of Patient Safety, Utilization Management & Business Intelligence

2005 to 2012
  • Operator through WellPoint's $300M acquisition in 2007, after joining the radiology benefit-management business pre-acquisition.
  • Led a national patient safety initiative that reduced unnecessary diagnostic imaging and lowered population exposure to ionizing radiation.
  • Ran the embedded business intelligence team and deployed a platform that replaced fax and phone-based pre-authorization intake, improving SLA compliance by 90%.
  • Removed $150M+ in cumulative administrative overhead across the tenure through automation and structured data models.

Board and advisory

  • FinexioBoard Member2018 to Present
  • PayZenStrategic Advisor, Patient Financing2019 to Present
  • Zelis PaymentsStrategic Advisor, Healthcare Payments2018 to Present
  • FinalyticsStrategic Advisor, Revenue Cycle and Banking2020 to Present
  • CirraGroupStrategic Advisor, Medical Debt Resolution2015 to Present
  • Federal Reserve Remittance Coalition participant (2013 to 2017)

Education

  • Master of Health Services Administration (MHSA), University of Michigan
  • BS, Business Administration, Michigan State University

Author of three books on agentic payments (2024 to 2026).