Reading
Three books on the agentic payments stack
2024Diagnosis
The Great Payments Upheaval: the history of the mistake.
2025Framework
Agentic Payables: the cost and the blueprint.
2026Endgame
The Last Invoice: what replaces the back office.
One argument, told in order: the shift from manual back-office finance to autonomous settlement. Chapter 1 of each is on-site. Full book on Amazon.
2024Diagnosis
The Great Payments Upheaval
How Software Is Eating Money
Two decades inside B2B payments compressed into a roadmap. Why the future of finance belongs to companies that think like software, not banks.
For operators who want the history and the stakes.
“The 3000-year reign of paper in B2B payments is coming to an end.”
From the book 
2025Framework
Agentic Payables
The Dawn of Autonomous Finance
A first-principles roadmap for building autonomous financial workflows. Diagnoses why the corporate back office stays broken and provides a blueprint for replacing the fragile machine.
For builders replacing the fragile back-office machine.
“They didn't need more buckets. They needed a new engine.”
From the book 
2026Endgame
The Last Invoice
How AI Agents Are Ending the Back Office and What Comes Next
Why service-as-software replaces SaaS in the back office, payments first. Why AP is the proving ground for autonomous enterprise software, and what comes after.
For anyone deciding what agents take over first.
“For twenty-five years, SaaS sold you a gym membership. Service as software does your pushups for you.”
From the book
The Long Game
Follow the payments thesis
New essays on autonomous settlement, the orchestration layer, and the calls I am making in public are published through LinkedIn.
Opens in a new tab on LinkedIn.