Chris Wyatt

Finexio · For Investors & Diligence

The agentic payments stack, built on J.P. Morgan rails

Finexio is the agentic B2B payments orchestration platform on J.P. Morgan's commercial payment rails. For investors and corp dev running active diligence. Full data room on request.

Operating signals

$12B+
Annual processing volume
Run-rate. Built greenfield from pre-revenue inception.
$700B+
Cumulative under leadership
Across Finexio, Change Healthcare, and earlier roles.
J.P. Morgan
Issuing & settlement rails
Three-party orchestration, not bank disintermediation.

Why this works

B2B payments don't fail at the money-movement layer. They fail at the data layer. Every clearinghouse, ERP-to-bank pipeline, and procure-to-pay loop in the US carries the same defect: unstructured supplier data that needs a human in the middle to clear.

Finexio replaces that human with structured schemas and agentic execution. The flows run on J.P. Morgan's commercial rails. Most fintech entrants try to disintermediate the bank. Finexio orchestrates around it. That alignment is why volume scales without headcount or compliance risk.

Not a wrapper around a foundation model. Infrastructure built for B2B payment logic in regulated environments. The data layer is the moat. The orchestration is the product.

Data room contents

  • Company financials, monthly cohort and unit economics
  • Customer concentration and channel partner economics
  • Platform architecture, J.P. Morgan partnership structure, and compliance posture
  • Volume and revenue forecast
  • Product roadmap covering supplier intelligence, exception handling, and AP agents
  • Recent buyer-side diligence responses available under NDA
  • Reference list, available once an engagement is qualified

Request access

Send a brief introduction with your fund or organization, the relevant deal lead, and the stage of your diligence. The data room link and an introductory call slot follow within one business day.